About Us

Acceptance Loan Company

Acceptance Loan Company (ALC) - a wholly owned subsidiary of First US Bank - offers a wide variety of loans and financing to customers throughout the state of Alabama and Southeast Mississippi. There are 16 branches located in Alabama and 5 branches in Mississippi. The corporate office is located in Mobile, AL.

Our Mission

Acceptance Loan Company (ALC) is committed to being the premier consumer financial services provider in our region. We strive to have a reputation of integrity and professionalism and provide the finest quality products and services to our customers while increasing value to our stockholders and opportunity to our employees.

Career Opportunities

Interested in Acceptance Loan Company employment opportunities? To view our current job openings, please visit our Jobs Listings page.

Management Team

Chris Mitchell CEO

Chris Mitchell

President/Chief Executive Officer

Chris joined Acceptance Loan Company (ALC) in May of 1997. He was named Interim President/CEO in November of 2007 and President/CEO in February of 2008. He has over 31 years of consumer, real estate lending, and management experience. Chris holds a B.S. in the Management of Human Resources from Faulkner University, a Master of Business Administration from the University of South Alabama, and is a graduate of the Graduate School of Banking at LSU. He also served our country in the United States Marine Corps Reserve.

Darryl Sanders RVP

Darryl Sanders

Business Development Vice President

Darryl joined Acceptance Loan Company (ALC) in August of 2013 as a Regional Vice President. He has 32 years of experience in the finance industry. Prior to his work with ALC, he was employed with Wells Fargo Financial for 22 years, where he managed several locations and was a District Manager in Florida.

Helen Thrash RVP

Helen Thrash

Regional Vice President

Helen joined Acceptance Loan Company (ALC) as a Branch Manager in 1999. She was promoted to Business Development Manager in March of 2010. She was named a Regional Vice President in December 2010. Helen has 36 years of experience in the finance industry. During her career, she has opened and managed several successful offices in the Mississippi area and has accumulated significant experience in the training of new employees. She attended Copiah-Lincoln Junior College in Natchez, Mississippi.

Bill Parker RVP

Bill Parker

Regional Vice President

As an expert in the Consumer Finance Industry with over 35 years of experience, Bill has held roles as the Director Of Operations and District Manager for Harrison Finance, Account Executive for JP Morgan Chase Bank and Fremont Investment & Loan, Branch Management and District Management positions with Equity One, Inc., & Account Executive for Ford Consumer Finance before joining Acceptance Loan Company (ALC) in September 2012. Bill worked as a Senior Underwriter until 2014, when he was promoted to Regional Vice President.

Sarah Kinney RVP

Sarah Kinney

Regional Vice President

Sarah joined Acceptance Loan Company (ALC) in 2012. She successfully managed two of the company’s largest offices before being named Regional Vice President in May 2018. Prior to working at ALC, she worked at AmSouth and Southtrust Banks. Sarah is a graduate of The University of Montevallo, with a Bachelor of Arts degree.